Baja Bound offers Mexican insurance policies for recreational boats and watercraft. Policies cover the legal requirement of liability coverage should you be involved in an accident on the water only. Policies are offered through Chubb Seguros.
Mexican boat liability insurance covers your civil liability for property damage or bodily injury you might cause to third parties. It does not cover damages to your boat or watercraft, or injuries to occupants of your watercraft, but it does cover damages and injuries to other property and people.
Boats entering Mexican ports are required to carry civil liability (third party) coverage for potential damages to third parties. As with operating a vehicle in Mexico, you must have proof of financial responsiblity in the event that you are involved in an accident while operating a boat in Mexican waters and ports.
No. Physical damage or theft of your boat/watercraft is not covered by this policy. For that type of coverage, you need physical damage (Hull) coverage from an authorized provider.
We do not offer this type of insurance at this time. Some U.S. boat/watercraft insurance physical damage coverage extends into Mexico. Please contact your U.S. insurance agent/company to find out if your U.S. policy will cover you.
Any commercial vessel, vessels used for hire whether for public transportation of cargo or passengers, or those used for wholesale or retail delivery are all excluded from coverage. Vessels are also not covered while racing or while involved in competition of any kind, including support vehicles for racing events.
Your policy will be available immediately after filling out the application and completing payment.
If the policy has not yet begun, a full refund will be issued. If a daily policy has already begun, there is no refund. If an annual policy has already begun, the refund is calculated by the number of days used based on the daily rate. Annual policies are fully earned 20 days after they have begun. Please contact us if you have any questions about a refund 1-888-552-2252.