If you will be towing your vehicle first and then riding it on conventional roads, you will need two separate policies if it will be operated on conventional roads.
Maybe. Sometimes it is possible to get special approval from our insurance companies for full coverage. Please contact us.
Sometimes it is possible to be covered for medical payments while driving a buggy (but not for an ATV). Our insurance companies may grant special coverage if the buggy is street legal, has a roof and windows and/or other safety features. Otherwise, we recommend checking your medical or health insurance from the U.S. or Canada to see if you will be covered. If not, you may be able to purchase temporary international medical coverage.