Driver's License Insurance

Driver's License Insurance

A driver's license policy is the ideal policy if you wish to simply have liability coverage to drive different eligible vehicles. Driver's license policies only cover the driver(s) listed on the policy and do not cover damage to your vehicle or theft.

General features of these policies:
  • Annual policy only
  • U.S. or Canadian driver's licenses are eligible
  • Liability-only coverage - No collision or theft available
  • Various limits of liability available
  • Medical payments for occupants of the insured vehicle available
  • Legal aid and bail bond
  • Roadside assistance available
  • Policy will NOT cover while driving: buses, Mexican plated vehicles (including those rented in Mexico) or commercial vehicles
  • Policy will NOT cover medical payments for motorcycles, ATVs/UTVs and buggies
Frequently Asked Questions
When is a driver’s license policy a good option to choose?

Generally, driver’s license policies are convenient if you are not concerned about having a full coverage policy (full coverage policies include physical damage and theft coverage) and you would like the freedom to drive different eligible vehicles. Many policyholders who choose this policy drive older vehicles or vehicles that are paid off.

What if other drivers drive my vehicle?

A drivers license policy only covers the driver(s) specifically listed on the policy. If you allow other family members or friends drive who are not listed, they will not be covered. Please call us if you would like to add a driver to a current policy. Our policies allow for up to three listed drivers. We are not able to add and remove drivers at will. We can only add or remove them on a permanent basis.

What is an eligible vehicle?

Driver's license policies only cover while driving specific types of vehicles, not all vehicles may be driven under this policy. HDI Seguros offers coverage while driving autos, pickups, SUVs, vans, Motrohomes/RVs, motorcycles, ATVs/UTVs and buggies. Driver's license policies will not cover while driving Mexican plated vehicles, rental cars, commercial vehicles, or buses.

How much do driver’s license policies run?

Policies start at $133.00 for one to three people.