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Chubb Mexican Insurance Policies

Chubb Mexican Insurance Policies

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Read the full Chubb Seguros Conditions
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Civil Liability (Mandatory)

Civil Liability coverage fulfills your proof of financial responsibility as required under Mexican law in case of an accident. The coverage pays for property damage and bodily injury to parties other than the insured (you) and passenger(s) of the insured vehicle, resulting from the use of the insured vehicle in a covered loss.

Liability limits available: U.S. $50,000, $70,000, $100,000, $200,000, $300,000, $500,000 and $1 Million CSL (Combined Single Limit).

Physical Damage (Optional)

This section of the insurance policy protects your vehicle up to the Actual Cash Value (ACV) for collision, overturning, and glass breakage, fire, electric storms, explosion, certain forces of nature and strikes and riots. The Actual Cash Value is subject to applicable deductibles. See below for ACV information. Acts of vandalism are excluded unless the Platinum policy is purchased.

Towing expenses in case of collision are covered up to U.S. $1000 (or the amount stated on the policy) to tow the vehicle to the closest place of repair in the city/state of the occurrence.

Total Theft of Your Vehicle (Optional)

This section of the insurance policy protects your vehicle up to the Actual Cash Value (see below for more information) for total theft of the vehicle. The Actual Cash Value is subject to applicable deductibles. Partial theft (of vehicle parts) is excluded unless the Platinum policy is purchased.

Medical Expenses For Occupants (Mandatory)

This coverage pays for medical expenses for the driver and occupants of the vehicle for injuries sustained in the event of a covered loss. Motorcycles, buggies and ATVs are not eligible for this coverage. Medical expenses limits available: U.S. $2,000 per person up to U.S. $10,000 per accident or U.S. $4,000 per person up to U.S. $20,000 per accident. Limits of U.S. $10,000 per person up to $50,000 per accident are offered on the Platinum policy.

Legal Assistance and Bail Bond (Mandatory on most policies)

Legal assistance and legal defense are covered in case of an auto accident. In addition, Chubb Seguros offers legal assistance in case of suffering other types of crimes, in case of the insured's or passengers' fatalities, in case of property damage or bodily injury to third parties and in case of other types of accidents.

Bail bonds are covered up to U.S. $30,000, however if necessary, bail bonds may be posted equal to the limit of liability stated on the policy.

Platinum Assist:

Chubb Seguros Platinum Assist provides various travel services throughout Mexico 24 hours a day. The bilingual service includes medical assistance and references, tourist information, cash advance, and transmission of urgent messages.

Roadside assistance and towing are covered in case of vehicle breakdown. The towing limit is $1000 to the nearest repair shop in the city and state of the occurrence. Basic roadside assistance service includes: lockout service, jump start, gas service and flat tire service.

Platinum Policy:

Chubb Seguros offers expanded coverage with their Platinum policy. This policy features coverage for partial theft and vandalism, fixed deductibles, medical payments in excess for occupants in case of an at-fault uninsured motorist, a collision damage waiver, and full U.S. repair rates if the vehicle is repaired at a shop in the U.S.

Actual Cash Value

In case of a total loss, Chubb Seguros will adjust on the basis of the Actual Cash Value (ACV) of your vehicle at the time of the loss and based on the General Conditions of the policy. The Kelley Blue Book may be used to determine the Actual Cash Value (ACV). (For modified or converted vehicles, please contact us for special approval). It is imperative that a realistic ACV of the vehicle is stated on your insurance policy. Underinsuring a vehicle will result in being paid less than the market value of the vehicle. In the case of over insuring any vehicle, the insurer has the right to adjust the Actual Cash Value to reflect the current market value.

4.7 93 Reviews
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    Benjamin Driebe
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    Absolutely fantastic, I already forgot her name because I have a terrible memory but the woman that helped me on the phone was wonderful,...

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    richard carr
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    fast replies and great price!

  • user logo
    Juan Zuniga
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    I just would like to know if you guys are going to update the fastpass direction any soon, during the month of January the lane changed to...

  • user logo
    Richard Schweiger
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    Very professional, very helpful, great policy, I couldn't be happier with Baja Mexican Insurance, the friendly smiles and ease of it all in...

  • user logo
    Ryan Frisby
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    We use them every time we travel to Mexico. Luckily we have not needed their services yet but getting insurance through them is quick and...

  • user logo
    Jan Muhammad
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    I need a tourist visa for maxico I'm from pakistan help me sir

  • user logo
    Tracy Moore
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    Very easy, quick, and professional

  • user logo
    robert kepper
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    They are very good . There website doesn't show you need a title to bring a vehicle across the border.I was stopped and told I had to...

  • user logo
    Edilver Martinez
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    Our go to Baja car insurance, everytime we take a visit down south . Usually it's for a day trip either for a quick getaway with the family...

  • user logo
    Daniel Markofsky
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    Third time working with Baja Bound and they made it easy! Thanks!

  • user logo
    Steve Bender
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    Have never needed to use the insurance fortunately but the website always works great. Can buy a policy in about a minute.

  • user logo
    Jose Paez
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    Had a great experience getting insurance at Baja Bound, before I always stoped at the border to purchase my insurance, not anymore. By the...

  • user logo
    JUSTINE SERRANO
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    I purchased insurance through them & CHUBB for our trip to San Felipe. Unfortunately, we had to cancel due to our vehicle having an oil...

  • user logo
    Christian Minor
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    Team were on point, provided inside information, prices were great and they had my proposal already in the system when I called back....

  • user logo
    Joey Digiovanni
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    Easy to work with 😉. Always courteous and helpful

  • user logo
    George
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    Excellent customer service

  • user logo
    Kellye Pummill
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    Fast and easy!

  • user logo
    Jennifer Toups
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    Baja Bound is and has been my go to Mexico insurance company. The website is extremely easy to use, keeps all your info for a quick...

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    Cesar Lopez
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    Very convenient, great price !!

  • user logo
    Louis Schneidman
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    I had an awesome experience with Baja Bound. Family owned and highly personal, top notch customer service. I have total peace of mind...

  • user logo
    Phil Noble
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    If you’re looking for Mexican Insurance that you can trust and feel good about while traveling in Mexico, you’ve found the right place....

  • user logo
    Jeff Bunker
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    Great coverage options . Price buy and print policy , very quick and easy , highly recommend them when driving in Mexico

  • user logo
    Burrell DeVine
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    Easy to navigate and very competitively priced! I had to call in and add an additional day, they couldn't have been any more pleasant to...

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    Nereyda Torres
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    Me gusta la asuguranza porque la puedes comprar por un dia y te asegura en Mexico por el tiempo que vas ya sea hasta por mes (Translated...

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    james whitmer
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    Best insurance I've had so far

  • user logo
    Rail1riders
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    Quick, easy, well designed website and not just for Baja. Good rates for temporal residente gringos. We’re not living in Jalisco. Printed...

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    Matt B
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    I always use Baja Bound to source my insurance while traveling to Mexico. Fortunately, I have not had to file any claims. I do appreciate...

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    Refugio I. Rochin
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    Excellent online and by direct phone. Spanish and English with proven response to questions. Website is very informative about driving in...

  • user logo
    Kelly Carney
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    Yara is very helpful and explains everything. Love working with companies like this.

  • user logo
    Slumdog Gump
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    Changed some money. Good rate and friendly people.

  • user logo
    Jeff G
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    Went down to TJ June 11 2020 No problems going into TJ but the way back was a ordeal 6 hours in line to get back into the USA but no...

  • user logo
    don letson
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    Great renewal process, if only south Dakota would do the same for car registration.

  • user logo
    len buckholtz
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    SIMPLE, STRAIGHTFORWARD. OLD GUYS LIKE THAT. WILL DEFINITELY USE IN 6 MONTHS IF STILL RUNNING AROUND THE WILDS OF BAJA.

  • user logo
    Susana Judd
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    Easy, quick and fair prices. Easy to deal with if needed.

  • user logo
    Seismic Waterfinder
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    Very excellent service, needed insurance for Mexico, price was fair. The custumer service rep was Yara

  • user logo
    Nicolas Dervé
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    Very good ans very fast. We hope all will ben good if we need it.

  • user logo
    Blake Glassco
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    I will never drive south of the border without Baja Bound in my center console. I was in an accident a couple hours south of Ensenada and...

  • user logo
    JohnPaul Gemelli
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    Baja Bound could not have made it an easier ... also, I made a mistake and called them having to leave a message ... but, they called back...

  • user logo
    Jeff Brandt
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    so far so good, however I have read good things about them

  • user logo
    Sengoz N
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    SERIOUS.

  • user logo
    Kenneth Trass
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    Getting a policy was simple, Provided more than provider for price comparison.

  • user logo
    Esther Valencia
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    Super easy to purchase just the coverage you need when crossing the border in your own car. I especially appreciate the fact that I was...

  • user logo
    Larry Cottingham
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    Great service, very helpful people there.

  • user logo
    Luis Cortes
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    Easiest way to purchase insurance when traveling to Mexico. I have used their service for the last 7 years and it only gets easier and...

  • user logo
    j dougher ty
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    EZ Peasy insurance purchase. Great service every time I've used them. Had to cancel one time when my travel plans went away - no problem....

  • user logo
    Paul Niehouse
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    Extremely easy to acquire a policy. Many options available. Reasonable rates.

  • user logo
    Colin
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    Super-easy and instant. Very happy with initial purchase.

  • user logo
    Howard M Elster
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    2nd year with Chubb. No problems

  • user logo
    Cyndee Congrove
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    Great customer service, quick, friendly staff helpfully answered all questions, very patient with my learning curve on a new product. Would...

  • user logo
    Art Eugenio
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    I've had Baja Bound insurance for more that ten years now with thousands of miles logged in Baja. Fortunately, I've only had one fender...

  • user logo
    Gabe Matthews
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    Where do i start..... you dont know you have good insurance until you have to actually use it. I have had Baja Bound INS for over 5 years...

  • user logo
    keith berkley
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    Been going to baja for 45 years. This is best insurance company i have come accross.

  • user logo
    Ryan Perkio
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    I have been using BajaBound Insurance for 15 years - multiple trips per year. Their website is easy, their coverage is great, and the...

  • user logo
    RaMon McBride
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    I have not had any claims thus far so rating is based on ease of purchase.

  • user logo
    Larry French
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    By far the best service for Mex insurance in Baja. They are personally there for you if you have problems south of the border.

  • user logo
    Tudor Thomas
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    Baja Bound makes buying insurance for going south of the border as easy as it gets. The website is the easiest I have used and the staff...