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Chubb Mexican Insurance Policies

Chubb Mexican Insurance Policies

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Read the full Chubb Seguros Conditions
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Civil Liability (Mandatory)

Civil Liability coverage fulfills your proof of financial responsibility as required under Mexican law in case of an accident. The coverage pays for property damage and bodily injury to parties other than the insured (you) and passenger(s) of the insured vehicle, resulting from the use of the insured vehicle in a covered loss.

Liability limits available: U.S. $50,000, $70,000, $100,000, $200,000, $300,000, $500,000 and $1 Million CSL (Combined Single Limit).

Physical Damage (Optional)

This section of the insurance policy protects your vehicle up to the Actual Cash Value (ACV) for collision, overturning, and glass breakage, fire, electric storms, explosion, certain forces of nature and strikes and riots. The Actual Cash Value is subject to applicable deductibles. See below for ACV information. Acts of vandalism are excluded unless the Platinum policy is purchased.

Towing expenses in case of collision are covered up to U.S. $1000 (or the amount stated on the policy) to tow the vehicle to the closest place of repair in the city/state of the occurrence.

Total Theft of Your Vehicle (Optional)

This section of the insurance policy protects your vehicle up to the Actual Cash Value (see below for more information) for total theft of the vehicle. The Actual Cash Value is subject to applicable deductibles. Partial theft (of vehicle parts) is excluded unless the Platinum policy is purchased.

Medical Expenses For Occupants (Mandatory)

This coverage pays for medical expenses for the driver and occupants of the vehicle for injuries sustained in the event of a covered loss. Motorcycles, buggies and ATVs are not eligible for this coverage. Medical expenses limits available: U.S. $2,000 per person up to U.S. $10,000 per accident or U.S. $4,000 per person up to U.S. $20,000 per accident. Limits of U.S. $10,000 per person up to $50,000 per accident are offered on the Platinum policy.

Legal Assistance and Bail Bond (Mandatory on most policies)

Legal assistance and legal defense are covered in case of an auto accident. In addition, Chubb Seguros offers legal assistance in case of suffering other types of crimes, in case of the insured's or passengers' fatalities, in case of property damage or bodily injury to third parties and in case of other types of accidents.

Bail bonds are covered up to U.S. $30,000, however if necessary, bail bonds may be posted equal to the limit of liability stated on the policy.

Platinum Assist:

Chubb Seguros Platinum Assist provides various travel services throughout Mexico 24 hours a day. The bilingual service includes medical assistance and references, tourist information, cash advance, and transmission of urgent messages.

Roadside assistance and towing are covered in case of vehicle breakdown. The towing limit is $1000 to the nearest repair shop in the city and state of the occurrence. Basic roadside assistance service includes: lockout service, jump start, gas service and flat tire service.

Platinum Policy:

Chubb Seguros offers expanded coverage with their Platinum policy. This policy features coverage for partial theft and vandalism, fixed deductibles, medical payments in excess for occupants in case of an at-fault uninsured motorist, a collision damage waiver, and full U.S. repair rates if the vehicle is repaired at a shop in the U.S.

Actual Cash Value

In case of a total loss, Chubb Seguros will adjust on the basis of the Actual Cash Value (ACV) of your vehicle at the time of the loss and based on the General Conditions of the policy. The Kelley Blue Book may be used to determine the Actual Cash Value (ACV). (For modified or converted vehicles, please contact us for special approval). It is imperative that a realistic ACV of the vehicle is stated on your insurance policy. Underinsuring a vehicle will result in being paid less than the market value of the vehicle. In the case of over insuring any vehicle, the insurer has the right to adjust the Actual Cash Value to reflect the current market value.

4.8 81 Reviews
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    Jose Paez
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    Had a great experience getting insurance at Baja Bound, before I always stoped at the border to purchase my insurance, not anymore. By the...

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    Stefano Pensa
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    I talked with Yara and she was extremely helpful. She took the time to explain the different options available to me and I was able to get...

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    JUSTINE SERRANO
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    I purchased insurance through them & CHUBB for our trip to San Felipe. Unfortunately, we had to cancel due to our vehicle having an oil...

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    Christian Minor
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    Team were on point, provided inside information, prices were great and they had my proposal already in the system when I called back....

  • user logo
    Joey Digiovanni
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    Easy to work with 😉. Always courteous and helpful

  • user logo
    George
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    Excellent customer service

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    Kellye Pummill
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    Fast and easy!

  • user logo
    robert kepper
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    They are very good . There website  doesn't show you need a title to bring  a  vehicle across the border.I was stopped and told I had to...

  • user logo
    Jennifer Toups
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    Baja Bound is and has been my go to Mexico insurance company.  The website is extremely easy to use, keeps all your info for a quick...

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    Cesar Lopez
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    Very convenient,  great price !!

  • user logo
    Louis Schneidman
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    I had an awesome experience with Baja Bound.  Family owned and highly personal, top notch customer service.  I have total peace of mind...

  • user logo
    Phil Noble
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    If you’re looking for Mexican Insurance that you can trust and feel good about while traveling in Mexico, you’ve found the right place....

  • user logo
    Jeff Bunker
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    Great coverage options . Price buy and print policy , very quick and easy , highly recommend them when driving in Mexico

  • user logo
    Burrell DeVine
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    Easy to navigate and very competitively priced! I had to call in and add an additional day, they couldn't have been any more pleasant to...

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    Nereyda Torres
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    Me gusta la asuguranza porque la puedes comprar por un dia y te asegura en Mexico por el tiempo que vas ya sea hasta por mes (Translated...

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    james whitmer
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    Best insurance I've had so far

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    Rail1riders
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    Quick, easy, well designed website and not just for Baja. Good rates for temporal residente gringos. We’re not living in Jalisco. Printed...

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    Matt B
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    I always use Baja Bound to source my insurance while traveling to Mexico.  Fortunately, I have not had to file any claims. I do appreciate...

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    Refugio I. Rochin
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    Excellent online and by direct phone. Spanish and English with proven response to questions. Website is very informative about driving in...

  • user logo
    Kelly Carney
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    Yara is very helpful and explains everything. Love working with companies like this.

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    Slumdog Gump
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    Changed some money. Good rate and friendly people.

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    Jeff G
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    Went down to TJ June 11 2020 No problems going into TJ but the way back was a ordeal 6 hours in line to get back into the USA  but no...

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    don letson
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    Great renewal process, if only south Dakota would do the same for car registration.

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    len buckholtz
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    SIMPLE, STRAIGHTFORWARD. OLD GUYS LIKE THAT. WILL DEFINITELY USE IN 6 MONTHS IF STILL RUNNING AROUND THE WILDS OF BAJA.

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    Susana Judd
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    Easy, quick and fair prices. Easy to deal with if needed.

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    Seismic Waterfinder
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    Very excellent service, needed insurance for Mexico, price was fair. The custumer service rep was Yara

  • user logo
    Nicolas Dervé
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    Very good ans very fast. We hope all will ben good if we need it.

  • user logo
    Blake Glassco
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    I will never drive south of the border without Baja Bound in my center console. I was in an accident a couple hours south of Ensenada and...

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    JohnPaul Gemelli
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    Baja Bound could not have made it an easier ... also, I made a mistake and called them having to leave a message ... but, they called back...

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    Jeff Brandt
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    so far so good, however I have read good things about them