Driving to Mexico?
Get the facts about Mexican Insurance

Did you know that Mexican authorities do not recognize US insurance?

If you cause an accident in Mexico, authorities will not recognize a US or Canadian insurance policy. Under Mexican law, only insurance from a Mexican provider will cover you if you cause property damage or bodily injury to others while driving in Mexico.

Does a US auto insurance policy cover me in Mexico?

Most US companies do not provide coverage into Mexico. Some will offer a limited coverage for damages or theft of your vehicle. However, US companies cannot ever legally provide liability coverage in Mexico.


Most US insurance agents are not experts in Mexican insurance. You might hear that you are fully covered in Mexico by your US company, but Mexican authorities would disagree. We have been in business for over 25 years and specialize exclusively in Mexican insurance. In order to drive in Mexico legally, everyone requires at least a Mexican liability-only policy issued by a Mexican insurer

Coverage in Minutes

Get great insurance coverage in
less than 5 minutes.

20 Years of Trust

We are Mexican insurance specialists with over 20 years in the industry.

We’ve Got Your Back

Have a question or need support on a claim? We go above and beyond!


'A' Rated Companies

We work with 'A' rated companies. Both Chubb and HDI are rated mxAAA by Standard and Poors.

U.S./Canadian Repair

Claims are paid based on U.S./Canadian repair rates and in U.S. dollars whenever possible.

Uninsured Motorist

Our full coverage policies include uninsured motorist property damage coverage.

Assistance Coverages

Bilingual legal, medical and travel assistance available 24/7.

Rental Car Reimbursement

Rental car expenses due to breakdown, accident, or theft.

Medical Payments for Pets

$500 in medical payments for dogs or cats on HDI Premier policies.

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Richard Schweiger
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Very professional, very helpful, great policy, I couldn't be happier with Baja Mexican Insurance,...

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Pierre Champigny
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Excellent service! Michelle made it so easy for me to purchase a 6 month mexican policy for all of...

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Corinne Huntress
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I absolutely love this company and site! We travel frequently between Arizona and Puerto Penaso,...