Driver's License Policies for Mexico

Driver's License Policies - Insurance For Mexico

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Three Driver's License Policies To Choose From

A driver's license policy is the ideal policy for you if you wish to simply have liability coverage to drive different eligible vehicles. Driver's license policies only cover the driver(s) listed on the policy and do not cover damage to your vehicle and do not cover theft. Baja Bound offers 3 driver's license policies and each have different features. General features of these policies are:

  • Annual policy only
  • U.S. or Canadian driver's licenses are eligible
  • Liability-only coverage - No collision or theft available
  • Various limits of liability available
  • Medical payments for occupants of the insured vehicle available
  • Legal aid and bail bond
  • Roadside assistance available
  • Policy will NOT cover while driving: ATVs, buses, rental cars, Mexican plated vehicles or commercial vehicles

Compare Coverage


COVERAGE ACE SEGUROS HDI SEGUROS MAPFRE SEGUROS
Drivers covered 1 - 3 1 - 2 1 - 5
Coverage driving autos/pickups/SUVs/vans Yes
Yes Yes
Coverage while driving motorcycles No
No Yes
Coverage while driving motorhomes No
No Yes
Liability coverage Yes
Yes Yes
Medical payments for passengers Yes
Yes Yes
Legal Assistance Yes Yes Yes
Roadside Assistance Yes Yes Yes

When is a driver’s license policy a good option to choose?

Generally, driver’s license policies are convenient if you are not concerned about having a full coverage policy (full coverage policies include physical damage and theft coverage) and you would like the freedom to drive different eligible vehicles. Many policyholders who choose this policy drive older vehicles or vehicles that are paid off.

What if other drivers drive my vehicle?

This policy only covers the driver(s) specifically listed on the policy, so if you let other family members or friends drive, they will not be covered unless they are listed. Please call us if you would like to add a driver to a current policy. Sometimes it may be more convenient and cost effective to simply buy a policy that covers the vehicle instead (since other eligible drivers will be covered without being listed).

What is an eligible vehicle?

Driver's license policies only cover while driving specific types of vehicles, not all vehicles may be driven under this policy. Each company has it's own guidelines. HDI Seguros and ACE Seguros both only cover while driving autos, pickups, SUVs, and vans. Mapfre Seguros, in addition to autos, pickups, SUVs and vans, will cover motorcycles and motor homes. None of the driver's license policies will cover while driving ATVs, Mexican plated vehicles, rental cars, commercial vehicles, or buses.

How much do driver’s license policies run? 

Policies start at $124.80 for one person and $127.00 for two people.

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