Driver's License Policies

Our driver's license policy is offered by Genworth Seguros. This type of policy is convenient if you wish to simply have liability coverage to drive different vehicles. This policy does not cover physical damage, theft, or roadside assistance. In essence, this policy covers one driver, not a vehicle, but certain criteria apply:

• Annual policy only
• Limits of liability (this pays third parties) offered: US $50,000, US $70,000 or US $100,000
• Medical payments for occupants of the insured vehicle of US $2,000 per person up to US $10,000 or US $5,000 per person up to US $25,000 per accident
• Legal aid and bail bond
• One driver per policy
• Valid for autos, trucks, vans, SUVs
• Motorcycles and motorhomes are not eligible
• Other “high risk” and luxury vehicles may not eligible (we can request permission in some cases; call us at 1.888.552.2252)
• No Mexican plated vehicles or Mexican driver’s licenses are eligible
• Rental vehicles may not be driven under this type of policy

When is a driver’s license policy a good option to choose?

Generally, driver’s license policies are convenient if you are not concerned about having a full coverage policy (full coverage policies include physical damage and theft coverage) and you would like the freedom to drive different eligible vehicles. Many policyholders who choose this policy drive older vehicles or vehicles that are paid off.

What if other drivers drive my vehicle?

This policy only covers one driver, so if you let other family members or friends drive, they will not be covered under your policy. They will either require their own driver’s license policy or it may be more convenient and cost effective to simply buy a policy that covers the vehicle instead (since other eligible drivers may drive).

How much do driver’s license policies run? 

Policies start at $128.54 on up to $257.57 for one year.

How can I get a quote? 

Visit our Start a Quote page. On the first pull down menu called “Vehicle Type,” select “Driver’s License.” Fill in the next few boxes of information, and your quote will be immediately generated.