Risks Covered by the Mexican Homeowners Policy

  1. Fire and/or lightning
  2. Explosion
  3. Hail, cyclones, hurricanes, windstorm
  4. Strikes, public unrest, civil disturbance
  5. Vandalism & malicious acts
  6. Damage caused by vehicles
  7. Smoke and soot
  8. Water damage caused by accidental breakage of, or leaks from pipes or water supply systems as well as failure to close or adjust faucets or inlet valves, including builder and plumbing expenses to locate or repair the damage.
  9. Accidental discharge or spillage of water or steam from domestic appliances or equipment, refrigerators, air conditioning or heating systems
  10. Damage directly caused by the obstruction of rainwater due to the accumulation of hail
  11. Fallen trees
  12. Fallen dish and radio antenna for domestic use
  13. Leakage from fire fighting equipment
The following are excluded unless specifically stated on the front of the policy:
  1. Earthquake and/or volcanic eruption coverage
  2. Hydro risks and flood coverage

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