Mexican RV and Motorhome Insurance Policies

Mexican RV and Motorhome Insurance Policies

Baja Bound offers both liability-only and full coverage policies through HDI Seguros and ACE Seguros on RV's and motorhomes.

General Policy Features:

  • Physical damage coverage with a minimum deductible of U.S. $500
  • Total theft coverage with a minimum deductible of U.S. $1000
  • Partial theft and vandalism coverage available on the ACE Platinum policy
  • Various limits of liability are available
  • Various limits of medical payments for occupants
  • Legal aid and bail bond
  • Roadside assistance on most policies
  • Medical assistance
  • Travel assistance
  • Trip continuation
  • U.S. toll free number to follow up on claims
  • Claims may be settled in U.S. dollars

For a vehicle to be eligible for full coverage, it must meet the following criteria:

  • Minimum vehicle value of U.S. $3000
  • Vehicles must be registered in the U.S., Canada or other countries outside of Mexico
  • The vehicle must be driven by someone carrying a valid license from the U.S., Canada or another country outside of Mexico.
  • Vehicle must have full coverage in the U.S. or Canada
HDI

Specific Features of the HDI Seguros RV and Motorhome Policy:

  • Full coverage available for RV's and motorhomes under 15 years old
  • Maximum RV or motorhome value U.S. $300,000
  • Maximum value for towed trailer, camper, or vehicle U.S. $100,000
  • Liability limits of U.S. $50,000, $70,000, $100,000, $150,000, $200,000, $300,000 and $500,000
  • Medical payments for occupants - various limits
  • Roadside assistance
  • Towing service available on a reimbursement basis only up to U.S. $250
  • Partial theft and vandalism coverage is not available with HDI RV and Motorhome policies
  • HDI has a reputation of delivering great service to its customers
ACE Seguros

Specific Features of the ACE Seguros RV and Motorhome Policy:

  • Full coverage available for RV's and motorhomes under 20 years old
  • Maximum RV or motorhome value U.S. $100,000
  • Maximum value for towed trailer, camper, or vehicle U.S. $20,000
  • Liability limits of U.S. $50,000, $70,000, $100,000, $300,000 or $100,000/$300,000/$100,000 with the ACE Platinum policy
  • Medical payments for occupants - various limits
  • Roadside assistance
  • Partial theft and vandalism is available with the ACE Platinum policy
  • ACE is known for having the most comprehensive policy on the market (ACE Platinum)

Why we work with HDI Seguros and ACE Seguros

No one wants to be involved in an accident, and much less in a foreign country. Both HDI Seguros and ACE Seguros offer features that are important should you have to file a claim:
  • Repairs and claims may be settled in U.S./Canadian dollars when possible
  • U.S. toll free numbers are available to follow up on claims
  • Claims service is available 24 hours a day

Why are the above features important if you have a claim?

Visit our "Know Your Insurance Company" page to learn more.

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